It is undeniable that the market will continue to fluctuate, and a formula allows the investor to benefit from these fluctuations by specifying conservative investment policies when the market is relatively high, and more aggressive policies when it is relatively low. Since formulas ordinarily appear rather complicated, can the small investor profitably use them? The answer is definitely yes. Some formulas are complicated, it is true, and the reader will find in later pages some that are so complex as to be unsuitable for most investors. But most formulas do not fall into this category. The most widely used formulas today, in fact, are based on extremely simple principles and can be used by anyone with a rough knowledge of grade-school arithmetic.


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