In general automobiles are not for the private investor. I have sold some on the time payment plan to secure a good return, but I sold to reputable people who lived and worked a long time in my city, and even in these cases I once had to take back the car and resell it. I have financed mobile homes personally where the customer lived 1,200 miles from me. I had a dealer sell mobile homes for me, but when the dealer had a choice of whether to sell my Merchandise or his own, he took the good customers and gave me the poor ones. The pre-cut or shell homes described in the earlier chapter have been sold on the conditional sales contract plan instead of on the first mortgage plan. These can be good investments in either case if rigid credit rules are adhered to and if the dealer checks out as a good and substantial operator and is recourse on the pre-cut homes.

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