If you want your money you don't have to wait long before it is due and payable by the company. A few years ago a tabulation was made of where the five largest sales finance companies obtained funds. Over 50% came from commercial paper and just a little over 40% came from bank loans. The five largest consumer finance companies got 10% of their funds from commercial paper, the five medium sized sales finance companies got 9% of their funds from this source, and the comparable percentage for the 20 smaller sales finance companies was 6%. The 15 smaller consumer finance companies secured 4.5% from commercial paper.


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